摘要
随着我国"互联网+"时代的飞速发展,移动端数字信息技术愈加成熟,数据存储技术也愈加多元化。大数据背景下,社会在信息技术方面的发展水平也有了相应的提升,通过高效处理海量数据来推算事件概率,帮助我们更好地在金融投融资领域做出最优决策已成为现实。本文结合大数据技术的应用特征及在广西金融领域应用的现状,以广西消费金融服务为例,探讨大数据技术在支持广西消费金融风险控制方面出现的问题及解决策略。
With the rapid development of China’s "Internet plus" era, mobile digital information technology is becoming more mature, and data storage technology is becoming more diversified. Under the background of big data,the development level of information technology in the whole society has also been improved accordingly. It has become a reality to calculate event probability through efficient processing of massive data and helps us make optimal decisions in the field of financial investment and financing. Based on the application characteristics of big data technology and the situation of its application in the financial field of Guangxi, this paper takes Guangxi consumer financial services as an example to discuss the problems and solutions of big data technology in supporting the risk control of Guangxi consumer finance.
作者
罗鸿雁
LUO Hongyan(Guangxi Economic and Trade Vocational Institute)
出处
《商展经济》
2021年第23期42-44,共3页
Trade Fair Economy
基金
2020年广西高校中青年教师科研基础能力提升项目《大数据技术对广西消费金融风险控制的应用研究》(2020KY40001)。
关键词
大数据
广西
消费金融
风险控制
big data
Guangxi
consumer finance
risk control
