摘要
在金融信息化高速发展的今天,各金融机构与银联的对接从最初简单通信转接模块到大前置系统上的一个应用模块,再到独立的银联前置系统,更新换代与时俱进.随着银联业务的不断拓展,无卡业务、代收代付、代授权以及圈存圈提等新业务功能不断增加,境外交易、南向北以及北向南等交易模式不断发展,庞大的交易规模和复杂繁多的交易种类对银联前置系统提出了更高的要求.只有不断优化架构和设计,构建更加稳健可靠的系统,才能保障银联业务健康稳定开展.
With the rapid development of financial informatization,the docking mode between financial institutions and UnionPay has changed from a simple communication module to an application module on the large preposition system,and then to an independent preposition system of UnionPay.With the continuous expansion of UnionPay business,new businesses such as without card business,collecting and paying service,authorization on behalf,deposit and withdrawal on behalf are increasing.Overseas transaction,south to north,north to south and other transaction modes are developing continuously.The huge transaction scale and complex transaction types put forward higher requirements for the preposition system of UnionPay.The construction needs of the new generation of UnionPay preposition system emerge as the times require,more optimized architecture and design,more robust and reliable system,in order to ensure the vigorous development of UnionPay business.
作者
吴磊
WU Lei(Shanghai Pudong Development Bank Co.,Ltd.,Shanghai 200031,China)
出处
《信息与电脑》
2021年第10期113-117,共5页
Information & Computer
关键词
金融信息化
新一代
银联前置
优化设计
financial informatization
new generation
preposition system of UnionPay
optimization design
