摘要
新疆2011—2018年的面板数据显示:新疆数字普惠金融发展存在显著的正向空间聚集效应,各地级单位间数字普惠金融发展不均等的可能性逐渐增加,各地级单位数字普惠金融发展水平的空间聚集路径有所不同;经济发展水平、城镇化进程对数字普惠金融发展的直接效应和间接效应均为正向,政府经济干预对数字普惠金融发展的直接效应为负而间接效应为正,城乡收入差距对数字普惠金融发展的直接效应和间接效应均为负向。
The panel data of Xinjiang from 2011 to 2018 shows:a significant positive spatial agglomeration effect in digital financial inclusion in Xinjiang.The possibility of unequal development of digital financial inclusion among local units is gradually increasing,and the spatial agglomeration path of digital financial inclusion at various local levels is different;The direct and indirect effects of the level of economic development and the process of urbanization on the development of digital financial inclusion are positive.The direct effect of government economic intervention on the development of digital financial inclusion is negative,and the indirect effect is positive.The urban-rural income gap has a positive effect on the development of digital financial inclusion.Both the direct and indirect effects of the development of beneficial finance are adverse.
作者
安博文
侯震梅
AN Bowen;HOU Zhenmei(School of Science,Xinjiang University of Technology,Aksu,Xinjiang 843000,China;School of Statistics and Data Science,Xinjiang University of Finance and Economics,Urumqi,xinjiang 830012,China)
出处
《城市学刊》
2021年第4期28-35,共8页
Journal of Urban Studies
基金
国家自然科学基金项目(72064034)
新疆维吾尔自治区哲学社会科学基金项目(20BJL060)。
关键词
新疆
数字普惠金融
空间相关性
空间效应
Xinjiang
digital financial inclusion
spatial correlation
spatial effect
