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清末民初清水江流域民间借贷原因探析

Analysis of the reasons for folk loan in Qingshuijiang River Basinat the late of Qing Dynasty and early Republic of China
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摘要 借贷是社会经济运转的重要环节,由于官方借贷渠道的不通畅,民间借贷在乡村就自然而然地盛行起来。在清水江流域,清末至民初清水江流域民间借贷的产生主要是生活消费的缺乏以及婚娶、丧葬费用的高昂、清偿旧债、天灾人祸等原因,民间借贷不仅对维持农民生存、促进农民再生产具有一定作用,而且,民间借贷对活跃农村经济以及促进农村金融发展具有现实意义。 The loan is an important link of social and economic operation.Because of the blocked official lending channels,private lending is naturally popular in the countryside.In Qingshui River Basin,the folk lending in Qingshui River Basin from the end of Qing Dynasty to the early Republic of China is mainly due to the lack of living consumption,the high cost of marriage,funeral,old debt repayment and natural disasters.Private lending is not only for maintenance It is of positive effect to hold the peasants’survival and promote the reproduction of farmers.At the same time,private lending is of practical significance to the active rural economy and to promote the development of rural finance.
作者 宋可平 SONG Keping(Guizhou Folk Literature Research Center,Guizhou Normal University,Guiyang 550025,Guizhou,China)
出处 《安顺学院学报》 2021年第3期92-97,共6页 Journal of Anshun University
基金 2018年国家社科基金一般项目“清水江流域民间借贷契约文书研究”(18BZS139)。
关键词 清末民初 清水江流域 民间借贷 原因 the late of Qing Dynasty and early Republic of China Qingshui River Basin folk lending reasons
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