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“百行进万企”数字赋能普惠的行与思

The Development and Reflections of Digital Enabling Financial Inclusion Under"One Million Enterprises"
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摘要 自“百行进万企”活动开展以来,深圳银行业在提升小微企业融资服务覆盖面和效率、“增量、扩面、降本、提质”上取得显著成效。融资对接小微客户实际信贷投放1735.82亿元,支持小微企业3.66万户,72%为首贷户,64.7%为信用贷款,64.8%为线上贷款。 Since the launch of the"one million enterprises"activity,Shenzhen banking industry has made remarkable achievements in improving the coverage and efficiency of financing services for small and micro enterprises,and in"increasing,expanding,reducing costs and improving quality".The actual credit of small and micro customers reached 173.582 billion yuan,supporting 36600 small and micro businesses,of which 72%were primary borrowers,64.7%were credit loans,and 64.8%were online loans.
作者 刘治国 LIU Zhi-guo(China Construction Bank Shenzhen Branch,Shenzhen 518010,China)
出处 《中小企业管理与科技》 2021年第12期132-133,共2页 Management & Technology of SME
关键词 “百行进万企” 金融科技 数字化转型 普惠金融 "one million enterprises" financial technology digital transformation financial inclusion
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