摘要
现有金融体系下,金融机构间的信息交互渠道较少,金融机构间缺乏有效的反洗钱合作机制,不利于对可疑交易的分析与甄别。文章提出了一种基于区块链的反洗钱名单共享系统,该系统可以有效降低金融机构运营和建设系统的成本,并通过基于区块链技术的数据共享机制实现各机构的互惠互利,能保证上传数据不被篡改,建立参与机构之间的数据信任,保护数据的安全。
Under the existing financial system,there are few information exchange channels among financial institutions,and there is no effective anti-money laundering cooperation mechanism,which is not conducive to the analysis and screening of suspicious transactions.In this paper,a new anti-money laundering list sharing system based on blockchain is proposed.The system can effectively reduce the cost of operating and building systems for financial institutions,and realize the mutual benefit of each institution through a data sharing mechanism based on blockchain technology.It can ensure that uploaded data is not tampered with,establish data trust between participating institutions,and protect data security.
作者
施志晖
王景斌
黄进
余赟
SHI Zhihui;WANG Jingbin;HUANG Jin;YU Yun(Jiangsu Suning Bank Co.,Ltd.,Nanjing 210019,China)
出处
《现代信息科技》
2020年第20期159-162,165,共5页
Modern Information Technology
关键词
区块链
反洗钱
黑名单
共享系统
blockchain
anti-money laundering
blacklist
sharing system
