摘要
“保险+期货”模式是通过金融工具转移农产品生产者面临价格波动风险的跨界新策略。该模式以保险产品为抓手、以专业链条为纽带,将抗风险能力较差的农产品生产者面临的价格风险逐步转移至期货市场中,由抗风险能力较强的机构或个人投资者来承接。本文以陕西富县苹果“保险+期货”为例,分析试点过程中的实施细节和面临的问题,并有针对性地提出对策建议。
The"insurance+futures"model is a new cross-border strategy to transfer the price fluctuation risks faced by agricultural producers through financial instruments.This model uses insurance products as the starting point and professional chains as the link,and gradually transfers the price risks faced by producers with poor anti-risk capabilities to the futures market,and is undertaken by institutions or individual investors with strong anti-risk capabilities.This article takes the apple"insurance+futures"in Fuxian County,Shaanxi Province as an example,analyzes the implementation details and problems of the pilot process,and puts forward specific countermeasures and suggestions.
出处
《价格理论与实践》
北大核心
2020年第8期120-123,178,共5页
Price:Theory & Practice
关键词
“保险+
期货”
价格风险
农业保险
场外期权
"insurance+futures"
price risk
agricultural insurance
over-the-counter options
