摘要
财产保险利益的认定直接影响了财产保险保障的范围和程度。由于我国现行法律对财产保险利益的定义过于原则化,法院没有统一的标准认定财产保险利益,导致司法裁判混乱,不利于保险实践的发展。随着保险制度维持社会稳定与发展的功能越来越显著,法院逐渐从宽认定财产保险利益,因此有必要对从宽认定财产保险利益的标准进行研究,弥补立法的缺陷,促进保险保障作用的发挥。
The identification of property insurance interest directly affects the scope and degree of property insurance protection. Because the definition of property insurance interest is too principled in our country’s current law, the court does not have a uniform standard to identify property insurance interest,which leads to the confusion of judicial judgment and is unfavorable to the development of insurance practice. With the function of the insurance system to maintain the social stability and development becoming more and more remarkable, the court gradually identify the property insurance interests with loose standards, so it is necessary to study the loose standard of identifying property insurance interest to make up for the defects of legislation and promote the function of insurance protection.
作者
乔晓艳
QIAO Xiao-yan(School of Law,Central University of Finance and Economics,100081,Beijing,China)
出处
《特区经济》
2020年第11期108-111,共4页
Special Zone Economy
关键词
保险利益
司法裁判
财产保险
insurable interest
judicial decision
property insurance
