摘要
移动支付行业当前蓬勃发展,探究移动支付对经济增长的影响无论对移动支付产业还是经济发展,都具有积极作用。文章选取GDP为经济增长研究变量,移动支付金额和移动支付笔数为自变量,通过对2013至2018年季度数据进行检验,构建VECM模型,进行脉冲分析和方差分析,结果显示移动支付与经济增长之间存在长期的稳定关系,且移动支付对经济增长在短期内具有显著拉动作用。同时,移动支付额相比于移动支付笔数,对经济增长贡献的涨幅随时间变化较快。
The mobile payment industry is booming at present, so exploring the impact of mobile payment on economic growth will play a positive role in both the mobile payment industry and economic development. GDP is selected as variables for the study of the economic growth, and mobile payment amount and frequency, as independent variables. By a test of the quarterly data from 2013 to 2018, the VECM model is built to make impulse analysis and variance analysis. The results show that there is a long-term stable relationship between mobile payment and economic growth, and mobile payment plays a significant role in promoting economic growth in the short term. At the same time, compared with the number of mobile payments, the contribution of mobile payment amount to economic growth increases rapidly over time.
作者
陈明
刘一鸣
CHEN Ming;LIU Yi-ming(College of Economy,Fudan University,Shanghai 200082,China;College of International Trade,Central University of Finance and Economics,Beijing 100089,China)
出处
《渤海大学学报（哲学社会科学版）》
2020年第5期71-77,共7页
Journal of Bohai University:Philosophy & Social Science Edition
关键词
移动支付
经济增长
行业发展
mobile payment
economic growth
business development
