摘要
随着大数据时代的到来和“互联网+”等信息技术的应用普及,传统金融行业的发展迎来新的机遇和挑战,“互联网+金融”时代的到来对传统商业银行业务产生了颠覆式的影响,造成了很大的冲击,传统商业银行业务应该实现转型和突破。论文立足于当前互联网金融背景,分析了传统商业银行业务发展遇到的瓶颈,并对其发展转型策略进行了探析。
With the advent of the era of big data and the popularization and application of information technology such as"internet+",the development of traditional financial industry has greeted new opportunities and challenges.The advent of the era of"internet+finance"has had a subversive impact on traditional commercial bank business,resulting in a great rush.The traditional commercial bank business should realize transformation and breakthrough.Based on the current background of internet finance,this paper analyzes the bottlenecks encountered in the development of traditional commercial bank business,and analyzes its development and transformation strategies.
作者
何娟
HE Juan(Sichuan Business Vocational College,Chengdu 610041,China)
出处
《中小企业管理与科技》
2020年第25期108-109,共2页
Management & Technology of SME
关键词
互联网金融
商业银行
发展瓶颈
转型
internet finance
commercial bank
development bottleneck
transformation
