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数字普惠金融对城乡收入差距的影响分析

The Impact of Digital Inclusive Finance on Urban-Rural Income Gap
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摘要 通过选取2011-2018年的省级面板数据,并运用泰尔指数衡量我国城乡居民收入差距,探究数字普惠金融对城乡收入差距在不同空间层面的影响。结果显示,数字普惠金融在一定程度上能够缩小城乡收入差距,但对经济发展落后地区的作用机制不够显著,不能体现与财政支农支出以及产业结构等因素之间的良好互动。因此,我国应拓宽传统普惠金融渠道,推动数字普惠金融创新发展,加快城乡二元经济结构转化,根据不同地区的发展水平实施差异化的普惠金融政策,发挥其他相关因素的作用,以缩小城乡居民收入差距。 By selecting the provincial panel data from 2011 to 2018 and using the Theil index to measure the income gap between urban and rural residents in China,this paper explores the influence of digital inclusive finance on the income gap between urban and rural areas at different spatial levels.The results show that digital inclusive finance can narrow the income gap between urban and rural areas to a certain extent,but the mechanism of action to the backward areas of economic development is not significant enough to reflect the good interaction with the factors such as financial support for agriculture expenditure and industrial structure.Therefore,China should broaden the traditional inclusive financial channels,promote the innovation and development of digital inclusive finance,accelerate the transformation of urban and rural dual economic structure,implement differentiated inclusive financial policies according to the development level of different regions,play the role of other relevant factors,and jointly narrow the income gap between urban and rural residents.
作者 宋华 李亚婷 Song Hua;Li Yating
出处 《滁州学院学报》 2020年第3期21-26,共6页 Journal of Chuzhou University
基金 国家社科基金项目“新型城镇化背景下小城镇电子商务物流发展研究”(15Bjy117)。
关键词 数字普惠金融 城乡收入差距 区域差异 digital inclusive finance urban-rural income gap regional disparity
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