摘要
近年来,随着我国经济由高速增长阶段转向高质量发展阶段,民营经济发展面临"成长中的烦恼"。商业银行必须以金融供给侧结构性改革为主线,回归信贷本源,支持融资畅通,在服务民营企业转型升级中发挥更大作为。本研究以浙江区域为样本,深入分析商业银行支持民营经济的市场现状和发展瓶颈,形成一套有效可行的解决方案,为商业银行服务民营经济高质量发展提供可行的路径,也为更高层次的金融供给侧结构性改革提供参考。
In recent years, as China’s economy transitions from a phase of rapid growth to a stage of high-quality development, Chinese private enterprises are experiencing growing pains. To better aid the transformation and upgrade of the private sector, commercial banks must further the financial supply-side structural reform and provide more liquidity to fuel the real economy. Based on cases in Zhejiang Province, this study investigates the market supply and demand of financial service as well as the conundrums faced by commercial banks regarding financing private enterprises. As a conclusion, this study proposes feasible and inclusive solutions for commercial banks to better serve the private economy. The patterns and paths that succeed in Zhejiang may also contribute to the blueprinting of financial supply-side structural reform on a higher level.
出处
《浙江金融》
2020年第5期15-25,共11页
Zhejiang Finance
关键词
商业银行
民营经济
高质量发展
浙江模式
Commercial banks
Private Economy
High-Quality Development
Zhejiang Model
