摘要
本文采用银行系寿险公司2012—2018年的面板数据,运用DEA分析方法测算银行系寿险公司经营效率,并进一步通过理论假设和Tobit回归模型进行实证检验来研究股权结构对其效率的影响。研究结果表明:股权结构对银行系寿险公司经营效率存在影响。具体来说,股东背景对公司经营效率的影响具有异质性;控股股东盈利能力和控股股东持股比例对公司经营效率具有促进作用;外资持股比例对公司经营效率具有抑制作用。
Using the panel data of bank-related life insurance companies from 2012 to 2018,DEA analysis method is used to measure the operating efficiency of bank-related life insurance companies,this paper has empirical tests through theoretical assumptions and Tobit regression model to study the impact of ownership structure on its efficiency.The results show that the ownership structure has an impact on the operating efficiency of bank-related life insurance companies.Specifically,the influence of shareholder background on the company's operating efficiency is heterogeneous;the profitability of controlling shareholders and the shareholding ratio of controlling shareholders can promote the operating efficiency of the company;while the proportion of foreign ownership has a restraining effect on the company's operating efficiency.
作者
陈燕玲
葛晶晶
Chen Yanling;Ge Jingjing(School of Economics,Anhui University,Hefei 230601,Anhui,China)
出处
《金融发展研究》
北大核心
2020年第6期75-80,共6页
Journal Of Financial Development Research
