摘要
以市域为研究单位,运用金融发展指数和泰尔指数,从区域的角度对西北农村金融排斥程度进行比较和差异分解,并建立系统广义矩模型分析其影响因素。得出以下结论:2009—2018年西北农村金融排斥的区域总差异呈倒“U”型演变特征,地区内的差异大于地区间差异;农村人均纯收入、城乡收入差距、农村老龄化程度及农村就业人口是影响农村金融排斥差异的主要因素,且以上影响因素在不同地区和时期对农村金融排斥差异的影响程度不同。
Taking the city area as the research unit,using financial development index and Theil index,this paper compares and decomposes the degree of rural financial exclusion in Northwest China from the regional perspective,and establishes the system generalized moment model to analyze its influencing factors.The conclusion is as follows:from 2009 to 2018,the total regional difference of rural financial exclusion in Northwest China shows an inverted“U”type evolution feature,and the difference within the region is greater than that between regions;rural per capita net income,urban-rural income gap,rural aging degree and rural employment population are the main factors affecting the difference of rural financial exclusion,and the above factors have different influence on the difference of rural financial exclusion in different regions and periods.
作者
杨夏林
陈步高
YANG Xia-lin;CHEN Bu-gao(College of Finance&Economic,Gansu Agricultural University,Lanzhou 730070,PRC;School of Management,Gansu Agricultural University,Lanzhou 730070,PRC)
出处
《湖南农业科学》
2020年第2期107-111,共5页
Hunan Agricultural Sciences
基金
甘肃省社科规划项目(YB045)。
关键词
西北地区
农村金融排斥
区域差异
系统广义矩
northwest China
rural financial exclusion
regional differences
system of generalized moment model
