摘要
《民法典(草案)》第404条将原适用于浮动抵押的"正常经营买受人规则"扩张于一般动产抵押,其正当性基础有三:抵押人、抵押权人与买受人之间的利益平衡,导向效率价值的交易促进以及缘于权利外观的信赖保护。"正常经营活动"指经营者遵循交易规则与连贯性,以通常销售动产为标的之买卖、互易及债务清偿等不损害抵押权的活动;"合理价款"应依动产类型区分判断且不要求"已支付";"取得抵押财产"指动产所有权因交付而移转;买受人"善意"要求其不知交易行为损害抵押权。"正常经营买受人规则"与抵押权追及效力规则之间不存在冲突,是与整个动产抵押制度体系相协调的规则。
Article 404 of "the Civil Code(the Draft)" extends the "buyer rule in normal business" which originally applicable to floating mortgages to ordinary chattel mortgages,its legitimacy is based on three aspects:the balance of interests between the mortgagor,mortgagee and buyer,transaction promotion oriented by efficiency value,and trust protection due to the appearance of rights."Normal business activity" refers to the business,exchange and debt repayment conducted by the operator in accordance with the trading rules and consistency without damaging the mortgage;"reasonable price" should be judged according to the type of movable property,and "paid" is not required;"acquisition of mortgaged property" refers to the transfer of ownership of movable property due to delivery;the buyer’s goodwill refers to "not knowing that his trading behavior damages the mortgage".There is no system conflict between the Article 404 and Article 406,the "buyer rule in normal business" is harmonious with the whole chattel mortgage system.
作者
朱良敏
Zhu Liangmin(School of Law,Zhongnan University of Economics and Law,Wuhan 430073,China)
出处
《中南财经政法大学研究生学报》
2020年第1期119-126,共8页
Journal of the Postgraduate of Zhongnan University of Economics and Law
关键词
正常经营买受人规则
动产抵押
浮动抵押
体系性
Buyer Rule in Normal Business
Chattel Mortgage
Floating Mortgage
Systematic
