摘要
融资困难、融资成本高一直都是小微企业的老大难问题。从僵尸企业的角度研究发现,僵尸企业利用自身独特的非市场性优势扭曲信贷配置,可以以远低于小微企业的融资成本进行融资活动,进而对小微企业的融资产生挤出效应,损害了行业公平竞争。因此,需要进一步清理僵尸企业,破除对小微企业不合理的融资约束,从而促进小微企业更好更快发展,希望本研究能够为缓解中小企业融资困难需要提供更多的思路和理论支撑。
Small and micro enterprises have always been in the plight of financing difficulties and high financing costs.The paper explores the financing difficulties of small and micro enterprises(SME)from the perspective of zombie enterprises.The research finds that zombie enterprises can distort credit allocation by using their unique non-market advantages,and conduct financing activities far below the financing cost of SME,which will have crowding-out effect on their financing and damage the fair competition of the industry.Therefore,we need to further clean up the zombie enterprises,break the unreasonable financing constraints on SME,so as to promote their better and faster development.It hopes to provide More ideas and theoretical support for alleviating the financing difficulties of these enterprises are expected.
作者
许贤丽
XU Xian-li(Department of Fiscal Finance,Anhui Business College,Wuhu 241002,Anhui,China)
出处
《合肥学院学报（综合版）》
2019年第6期73-76,121,共5页
Journal of Hefei University：Comprehensive ED
基金
安徽省2019年度高校优秀青年人才支持计划项目“基于VAR模型的金融产业集聚与经济增长关系的研究”(gxyqZD2019102)
安徽商贸职业技术学院三平台两基地项目“双创背景下区块链金融对实体经济影响研究”(2019ZDF01)
安徽商贸职业技术学院教学研究项目“基于普惠金融的大数据征信环境下的信用管理专业人才培养模式的探讨与实践”(ZL201806)资助。
