摘要
在我国,宏观审慎原则下银行业金融机构引发的系统性金融风险是我国金融市场面临的主要问题。自我国成立"一行三会"分业监管以来,我国对于防范系统性金融风险的工作取得了较为突出的成绩,但是2012年至今,中国经济受国际市场疲软的影响明显放缓,呈现下行压力。不仅如此,金融改革深化不断加深,利率市场化进程的逐步推进,银行业金融机构的经营成本也逐渐加深,多种因素导致银行业金融机构的系统性金融风险程度加深。于是如何防范系统性金融风险的发生,维护金融市场秩序就成了金融市场监管的重中之重。
In China,the systemic financial risk caused by the banking financial institutions under the principle of macroprudential is the main problem faced by China’s financial market.Since in our country,we have made outstanding achievements in preventing systemic financial risks.However,since 2012,China’s economy has slowed down significantly due to the weak international market,showing downward pressure.In addition,with the deepening of financial reform and the gradual progress of interest rate liberalization,the operating costs of banking financial institutions are also gradually deepened.Various factors lead to the deepening of the degree of systemic financial risks of banking financial institutions.Therefore,how to prevent the occurrence of systemic financial risks and maintain the order of financial market has become the top priority of financial market regulation.
出处
《吉林金融研究》
2019年第11期65-68,共4页
Journal of Jilin Financial Research
关键词
系统性
风险
监管
systemic
risk
regulatory
