摘要
大数据作为数字经济时代新型生产要素,是银行业的核心信息资产,也是金融科技赋能银行业数字化转型的基石。在智能化、数字化大潮下,只有对大数据进行有效的、高质量的治理,才能将数据"原油"转变为有价值有质量的数据"石油",从而更好地释放数据价值,改进决策、缩减成本、降低风险,助力银行业数字化转型,助推高质量发展。
As a new type of production factor in the digital economy era, big data serves as the key information asset of the banking industry and the cornerstone for fintech to enable digital transformation of the banking industry. Banks have accumulated a large amount of customer, transaction and external data, thus having inherent advantages of digital transformation. It’s of great significance for the banking industry to improve data management and governance, strengthen awareness of data asset, build capabilities of digitalized operation and tap into the huge potential value of data. These will help banks contribute to the supply-side structural reform, accelerate transformation and improve their operational quality and competitiveness.
出处
《中国银行业》
2019年第12期16-19,6,共4页
China Banking
