摘要
大数据风控是互联网大数据技术和风险管控相结合的一种新型风控管理方法。随着技术的快速发展,大数据已经在各个领域存在广泛的用途。首先介绍了大数据和风控的相关概念和研究现状,然后具体分析了大数据在化工行业风险控制上的应用,继而分析目前化工风控管理中存在的问题。最后本文认为改善大数据在风险控制上的应用,需要首先保证数据的真实性和可靠性,其次在使用数据过程中要统一规范和标准,同时在数据使用过程中要加强监管安全,确保客户的信息安全。
Big data risk control is a new risk control management method combining Internet big data technology and risk control.With the rapid development of technology,big data has been widely used in various fields.First of all,this paper introduces the related concepts and research status of big data and risk control,then analyzes the application of big data in risk control in the chemical industry,and then analyzes the existing problems in risk management of the chemical industry.Finally,this paper believes that to improve the application of big data in risk control,it is necessary to guarantee the authenticity and reliability of data from the beginning,and then unify the norms and measurement standards in the process of using data.At the same time,we should strengthen regulatory security in the use of data and ensure the information security of customers.
作者
解旭东
虞立戎
吴在华
黄玲
梅新芝
陈森
Xie Xudong;Yu Lirong;Wu Zaihua;Huang Ling;Mei Xinzhi;Chen Sen(Sinochem International(Holdings)Co.,Ltd.,Shanghai 200126;Shanghai Shuoyi Technology Co.,Ltd.,Shanghai 200120)
出处
《云南化工》
CAS
2019年第12期15-17,共3页
Yunnan Chemical Technology
