摘要
“互联网+”与传统业务模式的有效结合是新常态下行业发展的必然选择,作为现代经济增长核心驱动力的金融业更是如此。基于此背景下,从金融资源配置效率视角,以“互联网+”为切入点,选取中国2005~2015年31个省、自治区、直辖市(限于数据所得,数据不包括港澳台地区)的面板数据,采用SYS-GMM计量分析方法,探讨“互联网+”对金融资源配置效率的影响作用。研究结果表明:无论从全国还是从地区来看,“互联网+”对金融资源配置效率都具有显著的正向促进作用,并且会因地区的发展水平不同而导致促进效果的差异性;其中,中部地区促进效果较大,东部地区促进效果适中,而西部地区促进效果较小。最后,依据实证结论提出政策启示。
Effective combination of “Internet plus” and the traditional business model is the inevitable choice for the development of the industry under the new norm,especially in the financial industry, which is the core driving force of modern economic growth. Under such a background,this article makes use of the SYS-GMM to study the relationship between “Internet plus” and the efficiency of financial resource allocation based on the panel data in 31 Chinese provinces from 2005 to 2015(municipalities and autonomous regions).It draws the conclusion that regardless of national or regional perspective,the “Internet plus” has a significant positive effect on the efficiency of financial resource allocation. “Internet plus” has regional differences in the promotion of financial resource allocation efficiency,among which the central promotion effect is larger, the eastern promotion effect is moderate, and the western promotion effect is the smallest. Finally, based on the empirical conclusion,this article proposes some policy implications.
作者
孙英杰
林春
SUN Yingjie;LIN Chun(School of Economics, Liaoning University, Shenyang 110036, China)
出处
《大连理工大学学报（社会科学版）》
CSSCI
北大核心
2019年第6期28-36,共9页
Journal of Dalian University of Technology(Social Sciences)
基金
辽宁省社会科学规划基金重点项目:“辽宁省改善营商环境与提升开放性经济水平互动研究”(L17AJY008)
辽宁省教育厅人文社会科学研究青年项目:“辽宁地区金融资源配置效率研究”(WQN201725)
关键词
互联网+
金融资源
配置效率
系统矩估计
internet-plus
financial resource
allocation efficiency
SYS-GMM
