摘要
互联网金融作为一项普惠金融服务,大大便利了人们的生活,但作为新兴事物也引发不少的经济犯罪,尤其是在当前强监管的大背景之下,P2P网贷业内仍然存在刑事犯罪的风险。在兼顾社会防控和法律规制的同时,还应着力对该领域出现的犯罪活动进行精准打击。通过实践考察发现,一方面,对P2P金融犯罪案件的侦查仍存在举报难立案、线索难发现、证据难获取和赃款难追回等困境;另一方面,有关P2P金融犯罪的防控体系尚未建成。因此,侦查机关应当及时介入案件,加强对电子证据的搜集工作,强化对犯罪嫌疑人以及赃款、赃物的发现与控制。还应当进一步完善金融和刑事法律法规,引导社会和个人参与防控,最终形成完善的防控机制。
As an inclusive financial service,the online finance has greatly facilitated people’s lives,but as a new thing,it has also caused many economic crimes. Especially in the context of current strong supervision,there is still a risk of criminal offences in the P2 P online lending industry. While giving consideration to social prevention and control and legal regulation,we should also focus on cracking down on criminal activities in this field. Through practical investigation,it is found that,on the one hand,the criminal investigation of P2 P financial crimes still has some difficulties,such as difficulty in initiating criminal investigation,in finding clues,in obtaining evidence and in recovering stolen money;on the other hand,the prevention and control system of P2 P financial crimes has not yet been established. Therefore,investigative organs should intervene in cases in time,strengthen the collection of electronic evidences,and strengthen the detection and control of suspects,stolen money and stolen goods. It is also necessary to further improve financial and criminal laws and regulations,guide the participation and prevention of society and individuals,and ultimately form a sound prevention and control mechanism.
作者
董邦俊
赵聪
DONG Bang-jun;ZHAO Cong
出处
《湖北大学学报（哲学社会科学版）》
CSSCI
北大核心
2019年第5期126-134,F0003,共10页
Journal of Hubei University(Philosophy and Social Science)
