摘要
优化普惠金融的减贫效应,推动精准扶贫的实现,成为现阶段重要战略任务。利用2014—2017年安徽61个县域的面板数据,构建中介效应模型,验证普惠金融的增收作用机理。回归结果表明:第一,普惠金融对县域脱贫具有正向作用;第二,不同于非贫困县,贫困县的普惠金融减贫效应主要表现为间接效应;第三,对比非贫困县,贫困县下普惠金融对县域经济增长的中介效应更显著。在此基础上提出针对性的普惠金融策略,为精准扶贫献计献策。
How to optimize the effect of inclusive finance in poverty reduction, promote the realization of targeted poverty alleviation becomes an important practical issue. Collecting the data of 61 counties in Anhui from2014-2017 as research sample, using instrumental variables and two-stage least-squares regression for empirical study, this article verifies the effect of poverty inclusive finance in poverty reduction, focuses on the stratification comparison between “poverty and non- poverty” counties. The results show that firstly, inclusive finance can increase rural per capita disposable income, and can be achieved through direct and indirect effects;secondly,different from non-poverty counties, the poverty reduction effect of inclusive finance is mainly manifested as indirect effect in poverty counties, which is realized by the mediating effect of inclusive finance on county economic growth;thirdly, compared with non-poverty counties, the mediating effect of inclusive finance in poverty counties is more significant. According to the research results, the paper puts forward the targeted financial inclusion strategies.
作者
张晴
龚亮
ZHANG Qing;GONG Liang(Economic & Management Department, ChuzhouUniversity, Chuzhou 239000, China;Chuzhou Subbranch, the People’s Bank of China, Chuzhou 239000, China)
出处
《广东石油化工学院学报》
2019年第4期75-78,共4页
Journal of Guangdong University of Petrochemical Technology
基金
安徽省哲学社会科学规划青年项目(AHSKQ2018D92)
关键词
普惠金融
精准扶贫
安徽
金融排斥
inclusive finance
targeted poverty reduction
Anhui
financialexclusion
