摘要
再贷款作为中国人民银行重要的货币政策工具,在支持“三农”和小微企业以及助推脱贫攻坚方面发挥了积极作用。2018年6月底以来,为贯彻落实党中央、国务院关于改进小微企业金融服务的部署要求,人民银行出台多项改进再贷款再贴现管理的政策措施。但再贷款在日常使用和管理过程中仍有不足,再贷款应发挥的作用和现实意义受到较大影响。为全面了解再贷款再贴现政策执行情况,探究再贷款管理创新模式,加大对小微、涉农、扶贫等薄弱领域投放再贷款力度等方面的支持,本文从吉林省松原市再贷款运用的实际情况出发,分析再贷款的使用绩效,结合存在的不足,为完善人民银行再贷款管理体系而提出对策建议。
As an important monetary policy tool of the People's Bank of China,refinancing has played an active role in supporting“agriculture,rural areas and farmers”and small and micro enterprises as well as helping to overcome poverty.Since the end of June,in order to implement the requirements of the Party Central Committee and the State Council on improving the deployment of financial services for small and micro enterprises,the People's Bank of China has issued a number of policy measures to improve the rediscounting management of refinance loans.However,re-loans are still insufficient in the daily use and management process,and the role and practical significance of re-loaning are greatly affected.In order to fully understand the implementation of the refinancing rediscount policy,explore the reinsurance management innovation model,and increase support for small loans,agriculture,poverty alleviation and other areas,this paper is re-loaned from Songyuan City,Jilin Province.Starting from the actual situation,analyze the use performance of refinancing,combined with the existing deficiencies,and make suggestions for improving the refinancing management system of the People's Bank of China.
出处
《吉林金融研究》
2019年第5期36-38,共3页
Journal of Jilin Financial Research
关键词
支农支小扶贫再贷款
问题对策
Re-loans for Supporting Agriculture and Supporting Small-scale Poverty Alleviation
Problems and Countermeasures
