摘要
基于中国家庭金融调查(CHFS)2013数据,从贫困状态、贫困深度和贫困强度三个角度测度农户贫困状况,运用倾向得分匹配(PSM)方法分析金融包容对农户贫困减缓的影响。研究发现:金融包容能够显著减缓农户贫困;分区域来看,金融包容减缓西部地区农户贫困的效应大于东部和中部地区。进一步作用机制分析发现:金融包容可通过促进农户家庭创业和教育人力资本提升来减缓贫困。
Based on China Household Finance Survey(CHFS)data in 2013,this paper uses the method of propensity score matching(PSM) to study the impact of financial inclusion on the poverty of peasant households from the state of poverty,poverty gap and poverty severity.The results show that financial inclusion can significantly reduce the poverty of peasant households .From a regional perspective,the effect of financial inclusion on poverty reduction in the western region is more obvious than in the eastern and middle regions.Further mechanism analysis shows that financial inclusion can reduce the poverty of peasant households by the family entrepreneurship and educational human capital promotion.
作者
张雄
张庆红
ZHANG Xiong;ZHANG Qing-hong(School of Statistics and Data Science,Xinjiang University of Finance and Economics,Urumqi,Xinjiang 830012,China;Xinjiang Social & Economic Statistics Research Center,Urumqi,Xinjiang 830012,China)
出处
《贵州财经大学学报》
CSSCI
北大核心
2019年第3期82-88,共7页
Journal of Guizhou University of Finance and Economics
基金
国家自然科学基金项目"新疆连片特困地区多维贫困测度及其影响因素研究"(71640033)
新疆社会科学基金项目"多维贫困视角下南疆四地州农户金融包容的减贫效应及政策研究"(17BJY023)
新疆社会经济统计研究中心项目"新疆人类发展指数研究"(XJEDU050312C04)
关键词
金融包容
农户贫困
减贫效应
倾向得分匹配
financial inclusion
poverty of peasant households
poverty reduction effect
PSM
