摘要
阐述了农村信贷市场上的资金供需矛盾,探讨了信息不对称在农村金融市场上可能引发的问题以及农村金融市场存在的弊端,在剖析信息不对称理论内涵的基础上,从信息不对称的角度分析了农村信贷不足的原因,提出了信息不对称背景下完善农村信贷的对策思考。
This paper expounds the contradiction between supply and demand of funds in rural credit market,probes into the problems that may arise from information asymmetry in rural financial market and the drawbacks existing in rural financial market.On the basis of analyzing the theoretical connotation of information asymmetry,it analyses the reasons for the insufficiency of rural credit from the angle of information asymmetry,and puts forward some countermeasures to improve rural credit under the background of information asymmetry.
作者
张劲阳
ZHANG Jinyang(School of Accounting,Lanzhou University of Finance and Economics,Lanzhou 730020,China)
出处
《淮海工学院学报（人文社会科学版）》
2019年第5期98-100,共3页
Journal of Huaihai Institute of Technology(Humanities & Social Sciences Edition)
关键词
信息不对称
农村信贷
信息网络建设
政策引导
information asymmetry
rural credit
information network construction
policy guidance
