摘要
互联网金融是现代社会中信息技术和金融产业有机融合的产物,不仅推动了信息和技术的融合,更推动了金融行业的发展。在互联网金融的视角下如何缓和小微企业融资难的问题成为当前金融业最为棘手的问题。而互联网金融本身快捷、开放和高效的特征也能在一定程度上拓展传统金融背景下小微企业的融资渠道,为小微企业融资提供更多的机遇和空间,当然,小微企业也必然要面临更多的融资风险,需要从企业的长远发展角度综合平衡。
Internet finance is the product of the organic integration of information technology and financial industry in modern society.It promotes not only the integration of information and technology,but also the development of financial industry.From the perspective of Internet finance,how to ease the financing difficulties of small and micro enterprises has become the most difficult problem in the current financial industry.The characteristics of Internet finance itself are fast,open and efficient,which can also expand the financing channels of small and micro enterprises under the background of traditional finance to a certain extent,and provide more opportunities and space for financing of small and micro enterprises.Of course,small and micro enterprises are bound to face more financing risks,which need to be balanced from the perspective of long-term development of enterprises.
作者
刘子琪
LIU Ziqi(International School,Zhengzhou University,Zhengzhou 450001,China)
出处
《商丘职业技术学院学报》
2019年第2期51-54,共4页
JOURNAL OF SHANGQIU POLYTECHNIC
关键词
互联网金融
小微企业
融资策略
风险
internet finance
small and micro enterprises
financing strategy
risk
