摘要
金融是现代经济的核心,它为经济发展提供了资金支持,加快了经济活动的运转周期,降低了交易成本,同时提高资本的利用率,优化资源配置。三明市是一个老工业城市,在城市发展过程中离不开金融的支持,全文以三明市贷款这一金融支持手段为例,分析贷款对经济发展产生的影响及存在的问题,并利用误差修正模型(ECM)进行数据分析,最后根据分析结果提出加强三明市贷款对经济增长影响的政策建议。
Finance is the core of modern economy.It provides financial support for economic development.It has accelerated the cycle of economic activity.It reduces transaction costs.It increases the utilization of capital.It optimizes resource allocation.Sanming City is an old industrial city.It cannot be separated from financial support in the process of urban development.The paper uses Sanming City loan as an example to analyze the impact of loan on economic development and existing problems.The error correction model(ECM)is used for data analysis.Based on the analysis results,the policy recommendations are proposed for strengthening the impact of Sanming City loan on economic growth.
作者
黄露露
HUANG Lulu(Research Department,Sanming Party School,Sanming,Fujian 365000)
出处
《武夷学院学报》
2019年第1期39-45,共7页
Journal of Wuyi University
基金
2018年福建省三明市社会科学规划项目(Y18161)
关键词
贷款
经济发展
ECM模型
三明市
loan
economic development
ECM model
Sanming City
