摘要
银行是金融的主体,金融是实体经济的血脉。银行信贷与经济发展之间的关系一直是经济研究的热点。早期学者主要通过逻辑分析的方式探讨储蓄转化为投资进而促进经济增长的作用机制。随着计算机技术的革新和计量经济学方法的发展,时间序列分析、面板数据分析成为研究银行信贷与经济发展之间关系的主要手段。但是时间序列分析和面板数据分析都没有考虑经济单元之间的相互作用,可能存在遗漏重要效应的问题,应该将空间面板计量模型引入对经济的分析中。
Banks are the main body of finance, and finance is the blood of real economy. The relationship between bank credit and economic development has always been the focus of economic research. The early scholars mainly discussed the mechanism of saving transforming into investment through logic analysis, and then promoted economic growth. With the innovation of computer technology and the development of econometric methods, time series analysis and panel data analysis become the main means to study the relationship between bank credit and economic development. However, both the time series analysis and the panel data analysis fail to consider the interaction between economic units, which may lead to the omission of important effects, therefore, the spatial panel measurement model should be introduced into the analysis of the economy.
作者
张传娜
董玫汐
ZHANG Chuan-na;DONG Mei-xi(Jilin Rural Financial Reform Research Center,Changchun Finance College, Changchun 130028,China;Scientific Research Office, Changchun 130028,China;Beijing Haidian District Rural Cooperative Economic Operation and Management Station, Beijing 100091,China)
出处
《长春金融高等专科学校学报》
2019年第1期74-82,共9页
Journal of Changchun Finance College
基金
吉林省农村金融改革研究中心项目(JZSJPT2018003)
关键词
银行信贷
吉林省县域
经济发展
空间面板
bank credit
county of Jilin province
economic development
space panel
