摘要
当前互联网技术和传统金融理财业务开始逐步融合,各类互联网金融理财产品如雨后春笋般纷纷上市,对传统的金融体制提出了挑战。在现有的金融监管体制下,立法和监管滞后,监管真空与监管重叠并存。为应对互联网金融理财可能带来的风险,必须健全金融制度体系,完善金融立法,提高全民金融安全意识和金融风险意识。
Nowadays,Internet technology is increasingly merged with traditional financial services.Various products of financial services based on the Internet have sprung up,bringing challenges to traditional financial system.Due to current financial supervision system,legislation and supervision lag behind,leading overlapped supervision to co-exist with fields beyond supervision.In order to deal with the potential risks caused by finance services,we must complete systems for financial services,perfect financial legislation,and improve the public's consciousness of financial security and financial risks.
作者
宗克国
ZONG Ke-guo(College of Law,Shandong University,Qingdao,226623,China)
出处
《山西青年职业学院学报》
2017年第4期59-61,共3页
Journal of Shanxi Youth Vocational College
关键词
金融理财
互联网
法律
监管
financial service
the Internet
law
supervision
