摘要
交叉性金融产品或是跨多个金融市场,或是跨多个行业,其在提高金融市场运转效率的同时,带来的风险外溢效应也十分明显。本文从银行、证券、保险及其相互间的角度,分析了我国交叉性金融风险的特点和传染路径,最后立足交叉性金融风险的传导特点,提出针对性监管建议。
Interactive financial products are either crossing multiple financial markets or crossing multiple industries.They increase the operational efficiency of financial markets,but at the same time,the spillover effects of risks are also obvious.From the banking,securities,insurance and their interactive point of view,the paper analyzes the characteristics and the contagion path of financial risks in China.Finally,based on the transmission characteristics of interactive financial risks,the paper puts forward pertinent regulatory suggestions.
作者
石琭
SHI Lu(Xi'an Branch PBC, Xi'an Shaanxi 710075)
出处
《西部金融》
2018年第1期30-34,共5页
West China Finance
关键词
交叉性金融产品
风险
监管
interactive financial product
risk
regulation
