摘要
P2P网络借贷平台是小额借贷款的网络表现方式,在一定程度上弥补了传统借贷款方式单一的空缺。近年来,网络借贷平台不断地发展,但也暴露了诸多风险问题。深入研究其可能存在的风险,探讨相应的对策,对促进网络借贷平台的良性发展具有重要意义。在概述网络借贷平台目前的发展状况的基础上,剖析P2P网络借贷平台涉及的利益主体承担的风险,阐述平台潜在的风险点,并提出完善P2P网络借贷平台的几点建议。
P2P network lending platform is a network approach of petty loan,which,to a certain extent,makes up the vacancy of the traditional way of borrowing.However,in recent years,with the developing of the network lending platform,it also exposes many risks.It is significant to carry out in-depth study of its business model and possible risks and explore the potential risks and the corresponding countermeasures.After summarizing the current situation of the development of the network lending platform,this paper analyzes the risk of the stakeholders involved in the P2P network lending platform,expounds the potential risks of the platform and gives some suggestions for its improvement.
作者
谢伟瑜
XIEWeiyu(School of Business, Macao University of Science and Technology, Macao, 519020, China)
出处
《肇庆学院学报》
2018年第1期41-45,共5页
Journal of Zhaoqing University
