摘要
近年来,贺州桂东农村合作银行将林权抵押贷款作为一种常规信贷产品在农户、公司中推广,有效解决了农场转型升级融资担保难题,较好地满足了农民、公司等主体的林业生产经营、森林资源培育和开发、林下经济发展、林产品加工的资金需求。但作为一种信贷产品,林权抵押贷款潜在的法律风险不容忽视,必须采取有效的风险防控措施。
In recent years,Guidong Rural Cooperative Bank of Hezhou Citytakes the forest rightmortgage loan as a common credit productionto promote in peasant household and companies,it effectively solves the financing problemof the transformation and upgrading of the farm,tobettermeet themain forestry production,forest resources cultivation and development,forest economic development,and funds requirement offorest productsprocessingof farmersandcompanies.But asakindofcreditproduct,the potential legal riskof forest rightmortgage loan should notbe ignored,andwe shouldtake effective riskcontrolmeasures tosolve.
作者
谢剑
XIE Jian(Guidong Rural Cooperative Bank of Hezhou City Guangxi Province,Hezhou 542800,China)
出处
《中小企业管理与科技》
2017年第34期54-55,共2页
Management & Technology of SME
关键词
农村合作银行
绿色林业
法律风险
风险防控
rural cooperativebank
green forestry
legal risk
prevention and control
