摘要
本文运用效用值理论,分析了保险行为中的两个变量,保险金和保险双方的风险态度,通过影响保险双方所能接受的风险概率范围来影响保险行为的内在机理,指出了保险行为的一般性规律。
This paper applies utility theory to analyse the inner mechanism how the two vari-able,insurance fee and risk attitude of insurer and insurant,influences the insurance behavior by affecting the risk probability range accepted by the two parties of insurance,and illustrates the regular pattern of insurance behavior.
出处
《系统工程理论与实践》
EI
CSCD
北大核心
1994年第11期13-18,共6页
Systems Engineering-Theory & Practice
关键词
保险金
风险态度
风险概率范围
保险行为
Insurance free
Risk attitude
Risk probability Range
Insurance behavior