摘要
我国信用卡业务自1978年开办以来,取得飞速发展,但与发达国家相比,我国信用卡在技术方面、银行服务管理方面、规避风险方面还存在很多问题。随着我国加入WTO,作为现代金融业一个重要组成部分的信用卡业务,将面临着强烈的冲击和前所未有的挑战。
Originated in 1978,Chiness credit card business has developed so fast,but compared with developed countries, it still has many problems in technology,banking service management,and evading risks.With China's entering WTO, as an important component of modern finance, credit card business will be faced with intense impact and unprecedented challenge. How can the state - owned commercial bank cope with the challenge? This paper will discuss some problems of Chinese credit card business and corresponding solution to enhance its competitive power.
出处
《税务与经济》
北大核心
2002年第5期62-65,共4页
Taxation and Economy