摘要
随着各国金融创新和金融结构的发展,金融证券化水平的提高,金融机构自身风险控制能力的增强,以及金融业监管水平的提升,金融业混业经营模式重新成为各主要国家金融经营模式,其产生和发展是符合市场发展规律的。但从我国的现实情况来看,目前我国尚不具备全面过渡到混业经营的成熟条件。在现阶段,仍需在总结其他国家先进经验的基础上,结合我国现实国情,不断完善以上各项条件,有计划、有步骤地实现向混业经营过渡。
With the development of financial innovations and financial structure,the level of financial securitization increases,risk control greatly improves and the capability of financial supervision enhances.The mode of mixed-business management becomes the major national financial management pattern again,which formation and development are according with the rules of market economy.However,judging from the reality of present conditions of our country,we don't have mature conditions to adopt mixed-business management.In summary,we still need to learn advanced experience from other countries on the basis of our domestic conditions.We should realize the transition of mixed-business management constantly,systematically and gradually.
出处
《黑龙江省政法管理干部学院学报》
2010年第7期75-77,共3页
Journal of Heilongjiang Administrative Cadre College of Politics and Law
关键词
分业经营
混业经营
过渡条件
respective business
mixed-business
transitional conditions
