摘要
内部资金转移定价机制具有分离风险、精细经营、科学管理等优势。人民币利率市场化的大背景下,农村商业银行面对当前十分严峻的金融形势,为了更加精细地进行经营管理和风险规避十分有必要运用内部资金转移定价机制。但是目前而言,农村商业银行运用内部紫荆转移定价还有许多阻碍因素,本文将对这些因素进行简单分析,并提出相关建议以供参考。
The internal fund transfer pricing mechanism has the advantages of separation risk, fine management and scientific management. Under the background of the marketization of RMB interest rates, facing a very serious financial situation, it is necessary to use internal fund transfer pricing mechanism in rural commercial banks in order to conduct more detailed management and risk aversion.However, at present, there are still many obstacles to the use of internal fund transfer pricing by rural commercial banks. This article briefly analyzes these factors and makes relevant recommendations for reference.
作者
闫治
YAN Zhi(China Three Gorges University,Yichang 443002,China)
出处
《价值工程》
2018年第29期83-85,共3页
Value Engineering
关键词
农村商业银行
内部资金转移定价
管理应用
rural commercial banks
internal fund transfer pricing
management application
