摘要
金融创新和金融监管之间存在着均衡关系,它们在矛盾冲突中互相促进。发生在2015年的多起互联网金融欺诈事件给我国的社会安全与经济稳定带来了巨大的影响和破坏,特别是在第三方支付、P2P网贷等方面,其金融监管体制存在一系列突出问题。本文结合我国金融创新与监管的现状,提出了使两者平衡发展的建议,创造宽松的成长环境,制定适度的行业监管,有利于一个创新型行业的发展。
There is an equilibrium relationship between financial innovation and financial supervision. They promote each other in conflict. The many Internet fraud incidents that occurred in 2015 had brought great impact and damage to China＇s social security and economic stability. In particular,in third-party payment,P2P network loans,etc.,there are a series of outstanding problems in its financial supervision system. This article combines the current situation of China＇s financial innovation and supervision,and puts forward proposals for the balanced development of the two.Creating a relaxed growth environment and establishing appropriate industry supervision will be conducive to the development of an innovative industry.
作者
金美子
JIN Mei-zi(Yanbian Bank Supervision Branch,Yanji 133000,China)
出处
《黑龙江科学》
2018年第14期18-19,共2页
Heilongjiang Science
关键词
金融监管
金融创新
平衡
Financial supervision
Financial innovation
Balance
