摘要
教育部明确提出取缔校园贷款业务,再次将"校园贷"推上了风口浪尖。通过以武汉地区不同层次高校的学生为调查对象,从大学生对"校园贷"的态度、选择平台、资金用途、偿还方式等几个方面展开调查,发现存在畸形消费、病毒营销、贷款资金来源存疑、对货币政策调整造成冲击等问题。为此,应加强高校教育宣传力度、完善"校园贷"平台的建设、落实政府相关部门监管、加强网联监管,维护金融市场的稳定。
The Ministry of education clearly put forward to ban the business of campus loans, and again put the ＂campus loan＂ on the top of the storm.According to the different levels of college students in Wuhan as the research object, from the students on the ＂campus loan＂ attitude, choose the platform, the use of funds, repayment and other aspects of the investi- gation, we found some problems of abnormal consumption, vi＂ ral marketing, loan funds of doubt, monetary policy adjustment caused by impact.Therefore, college education shoed strength- en She propaganda, improve the ＂campus loan＂ platform con- struction, the implementation of the relevant government de- partments to strengthen supervision, network supervision, to provide a healthy environment for development as a legitimate ＂ campus loan＂, maintain the stability of financial markets.
作者
倪武帆
杨慧芳
庄园
文杰
Ni Wufan;Yang Huifang;Zhuang Yuan;Wen Jie(Wuhan Textile University,Wuhan 43020)
出处
《北方经贸》
2018年第7期90-93,共4页
Northern Economy and Trade
基金
武汉纺织大学研究生创新基金项目的阶段性研究成果之一
关键词
校园贷
调查
监管
campus loan
investigation
supervision
