摘要
在全球化、信息化的迅速发展的形势下,两岸四地有关金融领域的变革与创新有了长足的发展,其中个人开展交易活动中使用移动支付的形式进行金融交易就是一个例证。像任何新生事物一样,由于安全监管制度建立的滞后,其潜在的或已经暴露出的诸多隐患风险和犯罪情况,值得予以重视以跟踪研究。移动支付犯罪是指行为人利用移动支付的交易规则,技术漏洞监管缺位等实施侵犯公私财产、破坏金融管理秩序等违法犯罪行为。移动支付犯罪是在移动支付行业快速发展而监管缺位的背景下产生的,移动支付犯罪具有主体低龄化、手段智能化、类型多样化的特点。
With the rapid development of globalization and information, the Cross-straits Four Areas have great progress in the reform and innovation of the financial field. In the individual trading activities, using the mobile payment to finish financial transactions is an example. As a new payment,owing to the institutional sluggish of the security supervision system, it has some potential or exposed risks and crimes,we should pay attention to track and research them.The mobile payment crime refers to the actor using the trading rules of the mobile payment and the technical loophole to take criminal behavior such as violating public and private property, destroying the financial management order and so on. The mobile payment crime is produced in the rapid development of the mobile payment industry and the lack of supervision,it has the characteristics of low age,intellectualization and diversification.
作者
王大为
刘云志
Dawei Wang;Yunzhi Liu(People＇s Public Security University of china, Beijing 100038)
出处
《净月学刊》
2018年第3期5-12,共8页
Journal of Jilin Public Security Academy
关键词
移动支付
犯罪
研判
监管机制
mobile payment
crime
study and judgement
supervision mechanism
