摘要
选取浙江省11个地级市2010—2016年间相关统计数据,运用普惠金融指数模型对浙江省普惠金融发展水平进行分析评价,结果显示:总体上,浙江省普惠金融发展水平呈现波动增长型趋势;不同地级市之间的普惠金融发展水平存在较大差异,浙东北地区的发展水平普遍高于浙西南。进一步运用多元回归分析普惠金融发展水平的影响因素,发现普惠金融发展水平与政府管制程度、城镇化水平、信息化水平呈正相关关系;因此,提高普惠金融发展水平,必须推进区域化发展,加快城镇化进程,发展互联网信息技术,加强政府管制。
The payer selects the data of 11 prefecture-level cities in Zhejiang Province from 2010 to 2016. Firstly,it uses the Inclusive Finance Index Model to analyze and evaluate the level of development of inclusive finance in Zhejiang Province,the results show that： In general,the development level of inclusive finance in Zhejiang shows a trend of fluctuating growth; There is a big difference in the development level of inclusive finance between different prefecture-level cities,and the level of development in northeastern Zhejiang is higher than that of southwestern Zhejiang. Secondly,using multiple regression to analyze the influencing factors of the development level of inclusive finance,which finds that： the development level of inclusive finance is positively relevant to the degree of government regulation,the level of urbanization and the level of informatization. Therefore,in order to raise the development level of inclusive finance,the Zhejiang Province must promote the regional development,accelerate the process of urbanization,develop the internet information technology and strengthen the government regulation.
作者
沃鹏飞
俞雅乖
WO Peng-fei;YU Ya-guai(Business School, Ningbo University, Ningbo 315211, China)
出处
《科技与管理》
2018年第2期69-73,共5页
Science-Technology and Management
基金
2017年浙江省大学生科技创新活动计划暨新苗人才计划课题(2017R405065)
2017年度宁波大学大学生科技创新计划项目
关键词
普惠金融
发展水平
影响因素
普惠金融指数
inclusive finance
development level
intlueneing factors
inclusive finance index
