摘要
社会信用体系的公共性表现为信用信息来自能够反映出自然人、法人和其他组织等信用状况的数据和资料,其可依法分类于公共和市场信用信息。信用经济实质上就是借贷经济,信用政策就是信用杠杆工具。实施信用杠杆政策,就存在商业风险。制定合理信用政策,构建规范的社会信用体系,能理性控制和化解其对应的商业信用风险,这正是社会信用的政策性和规制性。规范社会信用体系,尤其是出台规制惩戒失信者、鼓励守信者的规范性文件,营造良好信用市场氛围,是全面推进和实施社会信用体系建设的重要举措之一。规范社会公共信用信息,可以与政府治理、法治政府和规范政府公权力同步进行,如政务公开,政府透明,公平行政,提升公信力,这正是规制社会信用体系的核心内容。
The construction of social credit system involves the regulation of social public policy concepts and systems, which has macro and social attributes. The public character of the social credit system shows that the credit information comes from the data which can reflect the credit status of natural persons, legal persons and other organizations, and can be classified according to law in public and market credit information. Credit economy is essentially a lending economy, and credit policy is a credit leverage tool. The implementation of the credit leverage policy is accompanied by commercial risks, how to formulate a credit policy and build a social credit system can rationally control and resolve their corresponding commercial credit risk is the policy and regulation of social credit. The most important measures to promote and implement the social credit system is to standard, especially to punish the dishonest person and to encourage the trustor through rule-making, which create a good atmosphere of the credit market. Standardizing social public credit information can be synchronized with government governance, rule of law and government power regulation, such as government affairs opening, transparent government, fair administration,and public credibility promotion, which is the core content of social credit system regulation.
出处
《江西社会科学》
CSSCI
北大核心
2018年第5期159-167,256,共9页
Jiangxi Social Sciences
基金
国家社科基金重点项目"‘宽进严管’背景下市场主体信用监管制度研究"(16AFX016)
