摘要
2007年,我国绿色信贷制度正式建立,虽然实践不断深化,但仍然存在节能减排效应不明显、实施过程中"形式大于内容"的问题。对于绿色信贷基本理念的误解与实施路径的误判,已成为限制其发展的重要因素。文章在厘清企业效益误区、政府监管误区和银行定位误区的基础上,阐释了绿色信贷的内在冲突与问题成因,并提出转换政策思路、转变银行职能、转移制度重心等对策,以期为我国绿色信贷的深入拓展提供新思路。
The Green Credit institution was set up in China in 2007. Problems lie in several aspects in spite of the acquired progress. Effects of energy conservation and emissions reduction are not obvious, and commercial banks emphasize the publicity function of policies more than its social benefit. The misconception of basic theory and deviation of implementation path, which is under-researched, has been crucial factors that severely handicap the development of Green Credit. The paper first clarifies the misunderstandings of business benefit, government regulation and bank orientation, then elucidates the inner conflicts and dilemma formation. Finally, pertinent countermeasures are provided as a reference for the further development of Green Credit in China.
作者
胡静怡
陶士贵
Hu Jingyi;Tao Shigui(Business School, Nanjing Normal University, Nanjing, Jiangsu 210023)
出处
《改革与战略》
2018年第6期54-58,65,共6页
Reformation & Strategy
基金
江苏高校哲学社会科学重大项目"人民币国际化背景下中资银行‘走出去’防范国外反洗钱制裁的研究"(项目编号:2017ZDAXM009)
国家社科基金项目"应对军事冲突的中国外汇储备风险防控研究"(项目编号:13BJY171)的阶段性成果
关键词
绿色信贷
绿色金融
理念与发展误区
green credit
environmental finance
theoretical and development misunderstanding
