摘要
2008年国际金融危机后,国际金融组织和主要经济体不断总结经验,积极构建银、证、保等相互协调的金融业综合统计体系。中国同样面临相关问题,特别是随着金融业态的不断发展和创新,金融风险集聚、传染和扩散更加复杂,"一行三会"金融监管模式下,宏观调控难度加大,2015年中国股市的暴涨暴跌充分暴露了金融监管的问题。因而,在中国建立银、证、保等统一、全面、共享的金融业综合统计体系是顺势而为,也迫在眉睫。其中,元数据及标准化作为金融业综合统计体系的基础性工作应首当其冲。因此,文章从金融统计元数据的应用现状出发,结合国内外已有的金融统计标准和先进技术,构建我国金融统计元数据信息模型和数据共享平台,并采用贷款实例评估元数据信息框架在统计工作中的应用情况,最后就如何继续深入推动标准化落地和加快信息共享平台建设提出建议。
After the 2008 international financial crisis,the international financial organizations and major economies have continuously summed up their experiences; and actively built a financial industry comprehensive statistical system that harmonizes banks,securities and insurance. China also faces relevant problems,especially with the continuous development and innovation of the financial industry,the financial risk agglomeration,infection and diffusion are more complicated. Under the financial supervision model of ＂one bank and three commissions＂,macro-control is more difficult. In 2015,the sharp up and down of stock market in China fully exposed the problems of financial regulation. Thus,the establishment of a unified,comprehensive and shared financial industry comprehensive statistical system for banking,securities and insurance,is in the trend and is imminent. Among them,metadata and standardization should bear the brunt of the basic work of the comprehensive statistical system of finance. Therefore,starting from the application status of financial statistics metadata,combining with the existing financial statistical standards and advanced technology at home and abroad,this paper build the financial statistics date information model and data sharing. The application of metadata information framework in the statistical work is evaluated by the loan instance. Finally,suggestions on how to further promote standardization and accelerate the construction of information sharing platform are put forward.
作者
金融统计元数据研究课题组
Financial Statistics Metadata Research Group(Financial Survey and Statistics Department, the People＇ s Bank of China Nanchang Central Branch,Nanchang,Jiangxi 330008,Chin)
出处
《金融教育研究》
2018年第3期31-39,共9页
Research of Finance and Education
基金
中国人民银行重点课题"金融统计元数据研究"
关键词
金融统计
元数据
标准
信息模型
共享平台
financial statistics
metadata
standard
information model
sharing platform
