摘要
农业小企业作为"三农"发展的主力军,它的健康发展有利于促进整个农业领域的长远发展,而目前制约农业小企业健康发展的一个重要因素就是融资困难。对于融资方式,我国目前为止共规定了五种融资担保方式,但是具体到农业小企业领域共有四种。2007年,我国《物权法》正式引进并确立了浮动抵押制度,为解决农业小企业资金困难提供了新的视角,但是浮动抵押制度也存在缺陷。文章提出应制定完善的制度以及细化相关规定、制定完善的抵押合同、选择合适的抵押主体和抵押财产等建议。
Agricultural small businesses, as the main of the three issues related to agriculture, countryside and farmers, its healthy development is beneficial to the long-term development of the agricultural sector. And now an important factor which restricts the healthy development of agricultural small businesses is the financing difficulty. In terms of financing methods, China has so far had five ways to guarantee financing, within four specific types of financing for agricultural small businesses. In 2007, ＂Property Law＂ is formally introduced and established the floating mortgage system, which provides a new perspective to solve the agricultural small business financial difficulties. However, there are still defects in floating mortgage system. This paper puts forward that an optimized system should be established, and detailed regulations should be made, as well as a well mortgage contract, right mortgage subject and the mortgaged property, so as for the healthy development of agricultural small businesses.
作者
李军
李倩薇
Li Jun;Li Qianwei(Law School, Xinjiang University, Wulumuqi, Xinjiang 83004)
出处
《改革与战略》
2018年第4期48-53,共6页
Reformation & Strategy
基金
2013年度新疆维吾尔自治区普通高等学校人文社科重点研究基地重点项目"浮动抵押制度在新疆农牧业领域实施的可行性问题研究"(XJEDU010913B01)
关键词
浮动抵押
农业小企业
融资担保方式
法律价值
风险防范
floating mortgage
agricultural small enterprises
financing mortgage mode
law value
risk prevention
