摘要
本文基于生态足迹模型,创新地构建了信贷足迹模型,测算不同地区、不同行业的信贷足迹(需求)和信贷承载力(供给),并对信贷盈余或赤字的状况进行了分析,得出当前我国信贷市场存在较为显著的结构性失衡问题。
Based on ecological footprint model, this paper creatively constructs a credit footprint model to estimate credit footprint(demand) and credit capacity(supply) of different regions and different sectors, and analyzes the credit surplus or deficit. It concludes that there is significant structural imbalances problem in China's credit market.
出处
《金融市场研究》
2018年第2期99-113,共15页
Financial Market Research
关键词
信贷足迹
信贷平衡
信贷风险
Credit Footprint, Credit Balance, Credit Risk