摘要
目的探讨影响城乡居民养老保险长期可持续发展的财政支持能力。方法构建人口和精算模型,分别就保持现有的缴费基数和补贴标准不变、提高基础养老金标准至农村居民人均可支配收入的30%、提高基础养老金标准至全国居民人均可支配收入的30%三种方案进行预测。结果发现按现有标准,财政负担较低,但城乡居民获得的养老金替代水平很低,需要提高现有标准。结论提高基础养老金标准至农村年人均可支配收入30%的方案相对更优,不仅财政能够支撑,而且能够保证城乡居民退休后的基本生活。
Objective To explore financial support capacity for urban and rural residents＇ endowment insurance. Methods Population and actuarial model was developed to predict the financial support capacity under three schemes respectively, including contribution base and subsidies standards unchanged, increasing basic pension standard to 30% of rural residents＇ per capita disposable income, increas- ing basic pension standard to 30% of the national per capita disposable income. Results The financial burden of existing standards＇ scheme would be relatively low, but the pension replacement level would be very poor. Conclusions Scheme of improving basic pension standard to 30% of rural per capita annual disposable not only could be afforded, but also ensure the basic life of urban and rural residents after retire- ment.
作者
李俊
温馨
LI Jun, WEN Xin(School of Politics and Public Administration, Guangxi University for Nationalities, Nanning 530006, Guaugxi, Chin)
出处
《中国老年学杂志》
CAS
北大核心
2018年第7期1748-1752,共5页
Chinese Journal of Gerontology
基金
国家社会科学基金资助项目(12CRK007)
广西民族大学引进人才科研启动项目(2014MDQD008)
广西民族大学相思湖青年学者创新团队
广西壮族自治区八桂学者创新团队(GXBGXZ2017)
关键词
城乡居民养老保险
财政支持
Urban and rural residents＇ endowment insurance
Financial support
