摘要
在合理地构建大型商业银行普惠金融发展指数的基础上,选取工商银行、农业银行、中国银行、建设银行、交通银行2011-2015年的面板数据,就大型商业银行普惠金融发展程度对其效率影响进行实证分析。结果表明:2011-2015年间,我国大型商业银行普惠金融发展程度对其效率具有一定的影响,且效率整体呈现下降趋势。
Based on the reasonable construction of the large-scale commercial bank inclusive financial development index, this paper chooses the panel data of Industrial and Commercial Bank of China, Agricultural Bank of China,Bank of China,China Construction Bank and Bank of Communications from 2011 to 2015 and makes an empirical analysis of the impact of IDFI on efficiency of large-scale commercial banks. The results show that from2011 to 2015,the level of the inclusive financial development of China＇s large-scale commercial banks has a certain impact on its own efficiency, and the efficiency fully shows a downward trend.
作者
惠中杰
Hui Zhongjie(Ocean University of China, School of Economics,Qing dao, Shan Dong, 26600)
出处
《北方经贸》
2017年第10期94-97,共4页
Northern Economy and Trade
关键词
大型商业银行
普惠金融
效率
Large-scale commercial banks
Inclusive fi-nance
Efficiency
