摘要
以民营中小企业为主要经济结构构成的泉州市,发展小额贷款具有深远的意义。文章通过两种不同的回归方法建立经济模型,以此来分析小额贷款促进泉州经济发展的机理。这一机理主要分为直接和间接两部分。直接部分主要体现在由发展小额贷款所带来的地区金融深化,即金融结构和机制的完善;间接部分主要体现在由小额贷款所引起的宏观经济变量的改变并由此而产生的对经济发展的促进作用。
With the main economic structure of small and medium sized enterprises, the development of micro credit has far-reaching significance for Quanzhou city. In this paper, two different regression methods are introduced to establish economic model, in order to analyze the mechanism of micro credit to promote the economic development of Quanzhou.This mechanism is mainly divided into two parts, direct and indirect. The direct part is mainly reflected in the regional financial deepening, which is brought by the development of micro credit, that is, the financial structure and mechanism of improving. The indirect part is mainly reflected in the change of macroeconomic variables caused by micro credit and the promotion of economic development.
出处
《泉州师范学院学报》
2017年第4期15-20,共6页
Journal of Quanzhou Normal University
基金
泉州市科技计划项目(2015Z119)
福建省中青年教师教育科研项目(JAS150466)
关键词
小额贷款
泉州经济发展
偏最小二乘回归
micro credit
Quanzhou economic development
partial least squares regression
