摘要
在金融机构制定的手续费率影响零售商的信贷消费需求的情形下,考察零售商的订货决策、金融机构的最优手续费率决策和由单个制造商、单个零售商与单个金融机构组成的消费信贷系统的协调问题,为此分别建立了集中决策模型、分散决策模型及收益共享契约协调模型。研究指出:分散决策时零售商的最优订货决策、金融机构制定的最优手续费率及最优系统利润都要较集中决策时的要低;当零售商分享一定比例的收益给金融机构,且将与金融机构分享收益后所剩收益的一定比例分享给制造商,收益共享契约能够实现系统的协调。最后,给出数值算例以验证文中提出的结论。
The fee rate established by financial institutions affects the retailer＇s credit demand. In order to discuss the fee rate, we investigated the retailer ordering decisions, optimal rate decision of financial institutions and the coordination problem of consumer credit system which consist of a single manufacturer, a single retailer and a single financial institution. Meanwhile, we built the centralized decision model, decentralized decision model and revenue sharing contract coordination model. The obtained result indicate that： Comparing to the centralized decision, the fee rate draught by financial institutions, and profit of optimal system are lower. When retailers share a certain percentage of income to financial institutions, and share a certain percentage of the remaining proceeds after sharing the proceeds to the manufacturer, revenue sharing contract can achieve system coordination. At last, we testified our conclusions by giving the numerical examples.
出处
《价值工程》
2017年第26期105-110,共6页
Value Engineering
关键词
卖方消费信贷
扩展报童模型
手续费率
收益共享契约
供应链协调
seller＇s consumption credit
extended newsboy model
fee rate
revenue sharing contract
supply chain coordination
