摘要
政府与住房保障对象之间的信息不对称,会引发公租房租借过程中的逆向选择、机会主义和道德风险问题。在回顾我国公租房政策实施及效应,梳理国内外学者关于骗租问题研究成果的基础上,构建了适合于解释我国公租房骗租行为的信号传递模型,重点研究了社会服务时间这一解释性变量。理论分析表明,将社会服务时间作为解释性变量,可以揭示各类收入群体在不同社会服务时间规定下的分离均衡与混同均衡。文章最后以蓝桥景苑小区为例作了算例分析,研究结果证实了模型的可操作性,同时表明以社会服务时间为信号有助于达到不同收入群体分离均衡的理想状态。
The information asymmetry between the government and the housing security object would lead to adverse selection, opportunism and moral hazard during the rental process of public rental housing. Based on the review of China＇s public rental housing poliey implementation and effect, and combing the relevant literature about public rental housing fraud, we constructed the signal transfer model suitable for the explanation of the behavior of China＇s public housing fraud, and focused on the explanatory variable of social service time. The theoretical analysis shows that social service time can be used as an explanatory variable to reveal the separation equilibrium and pooling equilibrium of various income groups under different social service times. Finally, we took the public rental housing community of Lanqiao Jingyuan in Hangzhou as an example to make a case analysis, the results confirmed the operability of the model, and indicated that social service time as the signal is helpful for the reaching the ideal state of equilibrium of different income groups.
出处
《浙江工商大学学报》
CSSCI
2017年第3期97-106,共10页
Journal of Zhejiang Gongshang University
基金
教育部人文社科青年基金项目"租赁性保障性住房退出机制研究:基于演化博弈及激励理论视角"(14YJC630182)
教育部重大课题攻关项目"我国城镇住房保障体系及运行机制研究"(13JZD009)
浙江省教育厅人文社科项目"租赁性保障性住房退出机制研究:演化博弈及激励理论视角"(Y201432166)
关键词
公共租赁住房
信号传递模型
社会服务时间
骗租行为
逆向选择
public rental housing
signal transfer model
social service time
public rental housing fraud
adverse selection
